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Car Accident InsuranceHouston Claims Help

Been in a car accident in Houston? Get immediate insurance help and claims assistance. 36 years experience handling accident claims.

🚨 ACCIDENT EMERGENCY: Call (281) 445-1381 NOW for immediate claims assistance
24/7 Claims Support
Immediate Response
36 Years Experience

What to Do After a Car Accident in Houston

Immediate Safety Steps

  • Ensure Safety First

    Move to safe location if possible, call emergency services

  • Check for Injuries

    Assess yourself and others, seek medical attention if needed

  • Call Police

    Always call Houston PD for accident report

Documentation Steps

  • Exchange Information

    Get names, phone numbers, insurance info from all parties

  • Take Photos

    Document damage, location, injuries with your phone

  • Get Police Report

    Obtain copy of accident report for insurance claims

Houston Accident Insurance Claims Process

1

Report the Claim

Call your insurance company immediately to report the accident and start the claims process.

What to have ready:

  • • Policy number and contact information
  • • Police report number
  • • Other driver's information
  • • Description of the accident
2

Document Everything

Gather all necessary documentation including photos, witness statements, and medical records.

Required Documentation:

  • • Photos of vehicle damage and accident scene
  • • Police accident report
  • • Medical bills and records
  • • Repair estimates
3

Work with Adjuster

Cooperate with your insurance adjuster and provide all requested information promptly.

Claims Tips:

  • • Be honest and detailed in your statements
  • • Keep records of all communications
  • • Don't sign anything without reading it
  • • Consider hiring a public adjuster for complex claims
4

Receive Settlement

Once the claim is approved, you'll receive payment for covered damages and medical expenses.

Settlement Options:

  • • Direct repair payment to auto shop
  • • Cash payment for medical bills
  • • Rental car reimbursement
  • • Loss of use compensation

Types of Accident Insurance Coverage

Collision Coverage

Pays for damage to your vehicle regardless of fault in an accident.

  • • Covers your vehicle damage
  • • Available regardless of fault
  • • Pays up to actual cash value
  • • Required for financed vehicles

Comprehensive Coverage

Covers non-collision damage like theft, vandalism, and weather events.

  • • Theft and vandalism protection
  • • Weather damage coverage
  • • Hit-and-run accidents
  • • Glass breakage repair

Uninsured Motorist

Protects you when hit by an uninsured or underinsured driver.

  • • Hit by uninsured driver
  • • Underinsured driver coverage
  • • Medical payments
  • • Property damage protection

Accident Insurance FAQ

Need Help with Your Accident Claim?

Don't navigate the complex claims process alone. Get expert assistance from Houston's most experienced insurance agency.

CLAIMS HOTLINE

(281) 445-1381

24/7 Accident Claims Support

Immediate assistance available

Claims Filing

Complete claim assistance

Repair Coordination

Trusted repair shops

Settlement Help

Maximize your recovery

Why Trust Baxter Insurance for Accident Claims?

36
Years Experience
24/7
Claims Support
5.0
Google Rating
1000+
Claims Handled

Located at 450 N. Sam Houston Pkwy E. #103, Houston, TX 77060
Serving Harris, Montgomery, Waller & Fort Bend Counties

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