DUI Insurance HoustonHigh-Risk Auto Coverage

Need insurance after DUI/DWI in Houston? Get high-risk auto insurance coverage. Competitive rates for DUI drivers. Emergency service available.

🚨 DUI INSURANCE SPECIALISTS: Call (281) 445-1381 NOW for confidential quotes

6-Minute Response Time

SR22 Filing Included

36 Years Experience

DUI Insurance Challenges in Houston

License Suspension

Automatic License Suspension
Texas DPS suspends license upon DUI conviction
SR22 Required
Must file SR22 certificate with Texas DPS
Reinstatement Process
Complex process to get license back

Insurance Challenges

Higher Premiums
DUI increases rates by 200-500%
Limited Carrier Options
Many companies won't insure DUI drivers
Longer SR22 Period
Must maintain coverage for 2+ years

DUI Insurance Costs in Houston

First DUI Offense

Minimum coverage costs

$250-450/mo

• 2-year SR22 requirement
• Higher rates for 3-5 years
• May qualify for discounts
• Shop multiple carriers

Second DUI Offense

Increased costs and requirements

$400-700/mo

• 5-year SR22 requirement
• Much higher premiums
• Limited carrier options
• Possible license revocation

Third DUI Offense

Maximum penalties and costs

$600-1000+/mo

• 10-year SR22 requirement
• Extremely high premiums
• Very limited options
• Possible felony charges

💰 Ways to Lower DUI Insurance Costs

• Complete DUI school: Required for license reinstatement
• Install ignition interlock: May reduce rates after 1 year
• Defensive driving course: Can qualify for discounts
• Bundle policies: Add renters/home insurance

• Pay annually: Avoid monthly processing fees
• Safe driving record: No new violations
• Shop multiple carriers: Rates vary significantly
• Consider non-owner policy: If you don't own a car

Getting DUI Insurance in Houston

Complete Court Requirements

Finish all court-ordered programs and pay fines before applying for insurance.

Required Steps:

• Complete DUI education course
• Pay all court fines and fees
• Install ignition interlock device (if required)
• Complete probation requirements

Get SR22 Insurance Quote

What We Need:

• Driver's license number
• Court disposition details
• Vehicle information
• Current address

File SR22 & Reinstate License

We'll file your SR22 electronically and help with license reinstatement.

Our Services:

• Electronic SR22 filing with Texas DPS
• License reinstatement assistance
• Proof of insurance documentation
• Ongoing compliance support

DUI Insurance FAQ

Get DUI Insurance Coverage Today

Don't let a DUI conviction prevent you from getting back on the road. Get the coverage you need at competitive rates.

Confidential DUI Insurance Quotes • Licensed Texas Agency

450 N. Sam Houston Pkwy E. #103, Houston, TX 77060 • Monday-Friday 9:00 AM - 4:30 PM