SR22 Insurance HoustonFast Filing & Cheap Rates

Need SR22 insurance in Houston? Get immediate filing with Texas DPS. Cheapest SR22 rates in Harris County with same-day service. Licensed Texas agency since 1989.

Same-Day SR22 Filing

Immediate Coverage Available

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URGENT: Need SR22 Filing TODAY?

Immediate electronic filing with Texas DPS • Call (281) 445-1381 • Monday-Friday 9AM-4:30PM

What is SR22 Insurance in Houston?

SR22 Certificate Explained

An SR22 is not insurance itself, but a certificate that proves you carry the minimum required auto insurance in Texas. It's filed electronically with the Texas Department of Public Safety (DPS) by your insurance company.

• Electronic filing with Texas DPS
• Proves you have minimum required coverage
• Required for license reinstatement
• Must be maintained for required period

When SR22 is Required

DUI/DWI Conviction
Most common reason for SR22 requirement
License Suspension
Required to reinstate suspended license
Multiple Violations
Accumulation of traffic violations
Uninsured Accident
At-fault accident without insurance

SR22 Insurance Costs in Houston

SR22 Filing Fee

One-time filing cost

$25

• One-time filing fee
• Electronic filing with Texas DPS
• Immediate processing
• Required for all SR22 policies

Monthly Premium Increase

Additional cost for SR22

$30-80/mo

• Varies by violation type
• DUI increases cost most
• Decreases over time with good record
• Shop multiple carriers for best rates

Total Monthly Cost

SR22 + Auto Insurance

$120-300/mo

• Includes liability coverage
• Meets Texas minimum requirements
• Can add comprehensive/collision
• Payment plans available

💰 Ways to Lower Your SR22 Insurance Cost

• Shop multiple carriers: Rates vary significantly between companies
• Maintain continuous coverage: Avoid lapses to prevent additional penalties
• Take defensive driving course: May qualify for discounts
• Bundle policies: Add renters/home insurance for discounts

• Pay annually: Avoid monthly processing fees
• Improve credit score: Better credit can lower rates
• Drive safely: Clean record reduces rates over time
• Choose higher deductibles: Lower premiums with higher out-of-pocket

SR22 Insurance FAQ

Get Your SR22 Filed Today

Don't let SR22 requirements delay your license reinstatement. Get immediate filing and competitive rates.

Licensed Texas Insurance Agency • Immediate SR22 Filing Available

450 N. Sam Houston Pkwy E. #103, Houston, TX 77060 • Monday-Friday 9:00 AM - 4:30 PM