Home Insurance HoustonHurricane & Flood Protection

Comprehensive home insurance for Houston homes. Hurricane, flood, and windstorm protection from Germania, Safeco, Progressive & Travelers. Licensed Texas agency since 1989.

6-Minute Response Time

Hurricane Season Ready

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Hurricane Season Protection Available

Comprehensive coverage for Houston's Gulf Coast weather risks • Call (281) 445-1381

Houston Home Insurance Coverage

Dwelling Coverage

Protect your home structure

• Fire and smoke damage
• Wind and hail damage
• Lightning strikes
• Vandalism protection

Personal Property

Protect your belongings

• Furniture and electronics
• Clothing and jewelry
• Appliances coverage
• Off-premises protection

Liability Protection

Legal and medical coverage

• Personal liability coverage
• Medical payments
• Legal defense costs
• Additional living expenses

Houston Home Insurance Essentials

Houston Weather Risks

Hurricane Season (June-November)
Gulf Coast location requires comprehensive wind and flood coverage
Flooding Risk
Houston's flat terrain and heavy rainfall create flood hazards
Hail Damage
Severe thunderstorms can cause significant roof and siding damage

Recommended Coverage

Windstorm Coverage
Essential for hurricane and severe weather protection
Flood Insurance
Separate policy required for flood damage coverage
Replacement Cost Coverage
Rebuild at today's costs, not depreciated value

Home Insurance FAQ

Protect Your Houston Home Today

Get comprehensive home insurance coverage from Houston's most trusted agency since 1989

Licensed Texas Insurance Agency • Serving Harris, Montgomery, Waller & Fort Bend Counties

450 N. Sam Houston Pkwy E. #103, Houston, TX 77060 • Monday-Friday 9:00 AM - 4:30 PM