Renters Insurance HoustonProtect Your Belongings

Affordable renters insurance in Houston, TX starting at $15/month. Protect your personal property and get liability coverage from Germania, Safeco, Progressive & Travelers.

Starting at $15/month

Same-Day Coverage Available

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Renters Insurance Coverage Options

Basic Coverage

Essential protection

$15-25/mo

• $15,000 Personal Property
• $100,000 Liability Coverage
• $1,000 Medical Payments
• $3,000 Additional Living Expenses

Standard Coverage

Premium Coverage

Maximum protection

$30-50/mo

• $50,000 Personal Property
• $500,000 Liability Coverage
• $10,000 Medical Payments
• $15,000 Additional Living Expenses

💡 What Does Renters Insurance Cover?

Personal Property:

• Furniture and appliances
• Electronics and computers
• Clothing and jewelry
• Sports equipment

Liability Protection:

• Visitor injuries in your apartment
• Damage you cause to others' property
• Legal defense costs
• Additional living expenses if displaced

Why Houston Renters Need Insurance

Houston Rental Risks

Hurricane & Storm Damage
Your landlord's insurance doesn't cover your belongings
Apartment Fires
Fire can spread quickly in apartment complexes
Theft & Break-ins
Urban areas have higher property crime rates
Water Damage
Pipe bursts and flooding can destroy belongings

Protection Benefits

Replace Your Belongings
Get money to replace damaged or stolen items
Temporary Housing
Pay for hotel if your apartment becomes unlivable
Liability Protection
Coverage if someone gets hurt in your apartment
Peace of Mind
Affordable protection for less than $1/day

Renters Insurance FAQ

Protect Your Belongings for Less Than $1/Day

Get affordable renters insurance from Houston's most trusted agency since 1989

Licensed Texas Insurance Agency • Serving Harris, Montgomery, Waller & Fort Bend Counties

450 N. Sam Houston Pkwy E. #103, Houston, TX 77060 • Monday-Friday 9:00 AM - 4:30 PM