Life Insurance HoustonProtect Your Family's Future

Affordable life insurance policies in Houston, TX. Term and whole life coverage to protect your family's financial security. Licensed Texas agency serving Harris County since 1989.

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Life Insurance Options in Houston

Term Life Insurance

Affordable temporary coverage

$25-75/mo

• 10, 20, or 30-year terms
• $100,000 to $1,000,000+ coverage
• Level premiums guaranteed
• Convertible to permanent insurance
• Perfect for young families
• Most affordable option

Whole Life Insurance

Permanent coverage with cash value

$100-400/mo

• Lifetime coverage guaranteed
• Builds cash value over time
• Can borrow against policy
• Fixed premiums for life
• Estate planning benefits
• Tax-advantaged growth

💡 How Much Life Insurance Do You Need?

General Rule of Thumb:

• 10-12 times your annual income
• Cover all debts (mortgage, loans)
• Future expenses (college, retirement)
• Final expenses and funeral costs

Houston Family Example:

• $60,000 income = $600,000-$720,000
• $200,000 mortgage balance
• $100,000 college fund (2 children)
• Total Need: ~$900,000

Why Houston Families Choose Life Insurance

Family Protection

• Replace lost income for surviving spouse
• Pay off mortgage and debts
• Fund children's education
• Maintain family lifestyle
• Cover final expenses

Financial Security

• Tax-free death benefit to beneficiaries
• Cash value growth (whole life)
• Emergency fund access
• Retirement income supplement
• Estate planning tool

Peace of Mind

• Know your family is protected
• Guaranteed coverage (if premiums paid)
• No medical exam options available
• Quick claim processing
• Professional guidance from our team

Life Insurance FAQ

Protect Your Family's Future Today

Get affordable life insurance coverage from Houston's most trusted agency since 1989

Licensed Texas Insurance Agency • Serving Harris, Montgomery, Waller & Fort Bend Counties

450 N. Sam Houston Pkwy E. #103, Houston, TX 77060 • Monday-Friday 9:00 AM - 4:30 PM