Get the cheapest auto insurance rates in Houston, TX with same-day quotes from Germania, Safeco, Progressive & Travelers. Licensed Texas agency serving Harris County since 1989.
Emergency same-day coverage available • Call (281) 445-1381 • Monday-Friday 9AM-4:30PM
Texas Minimum Requirements
Comprehensive + Collision
DUI, Accidents, SR22
$30,000 per person / $60,000 per accident
Covers injuries to others in accidents you cause
$25,000 per accident minimum
Covers damage to other vehicles and property
$2,500 minimum (can be waived)
Covers medical expenses regardless of fault
Theft, vandalism, weather damage
Essential for Houston's hurricane season
Damage from accidents and collisions
Required if you have a car loan
Protection from uninsured drivers
Critical in Texas - 1 in 8 drivers uninsured
Need coverage NOW? We provide same-day auto insurance for emergency situations
Received notice from Texas DPS requiring immediate insurance proof
Been in accident and need immediate coverage for claims
Insurance cancelled for non-payment, need immediate replacement
Need SR22 filing before court appearance
6-minute response time guaranteed
Get rates from multiple carriers instantly
Policy active within hours, not days
Digital insurance cards and SR22 filing
I-45, I-10, and Loop 610 are among the most congested highways in Texas, increasing accident risk
Houston's Gulf Coast location requires comprehensive coverage for weather-related damage
Texas has one of the highest uninsured motorist rates, making UM coverage essential
Ongoing highway construction increases accident risk and requires careful driving
$100,000/$300,000/$100,000 minimum for Houston's expensive accident costs
Essential for hurricane, hail, and flood damage protection
Match your liability limits to protect against uninsured drivers
Important for lengthy repairs after weather damage or accidents
Get your free quote today from Houston's most trusted insurance agency since 1989
Licensed Texas Insurance Agency • Serving Harris, Montgomery, Waller & Fort Bend Counties
450 N. Sam Houston Pkwy E. #103, Houston, TX 77060 • Monday-Friday 9:00 AM - 4:30 PM